Virtual Terminals

Advanced credit card processing virtual terminals from 3D Payments offer a convenient payment processing solution, requiring no hardware or software investments or specialized equipment. With a virtual terminal, you can access your accounts and enter credit card transactions any time, 24/7, from any computer with an Internet connection. The 3D Payments’s terminal can replace or work in conjunction with a Point-Of-Sale terminal system.

3D Payments’s virtual terminal solutions help you:

• Simplify your payment process—ideal for small businesses, mail order, and telephone sales
• Authorize credit card transactions safely and efficiently, without the need to purchase additional hardware
• Protect the sensitive financial data of your business and your customers with our better-than-PCI compliant solutions


At 3D Payments, we make it easy for your business to process credit card payments quickly and easily, at the lowest rates available.

The 3D Payments’s virtual terminal is a secure web form that accepts and parses credit card transactions on behalf of a merchant. There is no hardware or software to install. Users simply fill out a form with the required transaction information and hit submit. All processing takes place off of merchant premises, reducing exposure for the business. The virtual terminal is a great product for back office environments, such as accounting and finance departments, order processing and telephone sales. Our virtual terminals allows you to authenticate and batch-process credit card payments from your workstations, simply log in to your account and begin processing payments.

The 3D Payments’s virtual terminal is a multi-user platform. With the ability to define users with unique passwords and access levels allows for flexible role-based user rights assignments- for example, some users can be configured to only enter transactions and others can access additional features such as returns, voids and reporting. It can be configured to support AVS and CVV2 checks to enhance fraud protection and qualify for lower rate structures.

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